Loading…
Original research, market education, tax-aware planning insights, and practical commentary from Acanto. New articles connect the firm's investment framework with the real decisions facing investors, retirees, business owners, and financial professionals.
Retirement & Tax Planning
What the Roth IRA five-year rules mean before and after age 59½
Roth IRAs have two five-year clocks, not one. Learn how each starts, what each affects, and what changes before and after age 59½.
By Peter Lusk, Jr., MBA, CMT
Retirement & Wealth Planning
A practical look at how retirement income, investments, taxes, insurance, and estate decisions connect
What wealth management means for retirees and pre-retirees, and how income, investments, taxes, insurance, and estate decisions can be coordinated.
By Peter Lusk, Jr., MBA, CMT
Estate Planning
How Wills, Trusts, and Coordinated Wealth Planning Work Together to Protect a Legacy
A guide to estate planning essentials for high-net-worth families: wills, trusts, powers of attorney, healthcare directives, and investment coordination.
By Peter Lusk, Jr., MBA, CMT
Research Paper
Combining Cross-Asset Risk Parity with Equity Momentum via Dynamic Regime Allocation
What downside risk means for retirees, the trade-offs in managing it, and how one research framework approaches drawdowns. Losses remain possible.
By Peter Lusk, Jr., MBA, CMT
Retirement & Tax Planning
Seven Legal Doors Into Roth Money
Earn too much for a direct Roth IRA? Seven legal routes remain open, including Roth 401(k), backdoor, mega-backdoor, conversions, spousal strategies, and inheritance planning.
By Peter Lusk, Jr., MBA, CMT
Research Paper — Acanto's Core Strategy
A Non-Predictive Framework for Mitigating Sequence of Returns Risk
154 years of evidence for cross-asset momentum rotation. 4,228 parameter combinations tested. The Adaptive 8A framework explained from first principles.
By Peter Lusk, Jr., MBA, CMT
Insurance & Wealth Planning
More than a death benefit. A strategy for the life you're building.
Explore five ways life insurance may provide value during life, including term-policy options, cash value, retirement planning, index-linked crediting, and living benefits.
By Peter Lusk, Jr., MBA, CMT
Research Paper — Core Equity-Only Strategy
A Systematic Framework for U.S. Stock Selection Using Blended Lookback Signals
26 years of daily data. 4,228 parameter combinations. 38,500 out-of-sample validation runs. The concentrated equity momentum strategy explained from first principles.
By Peter Lusk, Jr., MBA, CMT
Acanto applies adaptive investment management, advanced wealth planning, and independent fiduciary advice to real client portfolios and financial decisions.