Acanto LLC
The Acanto Experience
Clarity First. Strategy Second. Integrity Always.
- 1
Discover
Complimentary
Start with your personalized Asset-Map®.
In approximately 15 to 20 minutes, begin putting your financial life on one page. We review your situation together, identify potential gaps, and discuss opportunities.
No obligation. No cost.
- 2
Plan
One-time planning fee
We develop a coordinated financial plan based on your individual circumstances.
Depending on your needs, this may include:
- Retirement projections and stress testing
- Investment analysis
- Tax planning considerations
- Insurance and risk management
- Estate and legacy planning coordination
- Financial organization and goal setting
- 3
Implement
Investment management
We implement the plan and the investment strategies we develop together, based on your circumstances.
Our capabilities include traditional portfolios, adaptive asset allocation, systematic strategies, and specialized investment solutions.
Investment management fees are disclosed separately.
- 4
Maintain
Ongoing Clarity
For investment management clients, we monitor portfolios and make appropriate adjustments as your circumstances and financial markets change.
Additional comprehensive financial planning services may be arranged separately when needed.
About the planning fee: A comprehensive financial plan is a fixed fee from $1,500 to $10,000, based on the complexity of your situation and agreed in writing before work begins. $1,000 is due when you sign and the balance is due when your plan is delivered. We target delivery within 15 business days, and no later than 30 days after your information is complete. Your planning engagement includes an online document vault and access to your planning materials and projections.
Start with Clarity. Your Initial Asset-Map® Is Complimentary.
www.acantollc.com/services | (914) 714-0735 | Support@acantollc.com
What It Costs to Work with Us
Transparent and agreed in writing before you decide.
Start: your Asset-Map®
| Complimentary review of your situation. The more detail you share, the better. | Complimentary |
Financial Planning
| Service | Fee | Type |
|---|---|---|
| Comprehensive plan, simple situation | $1,500 to $3,000 | Fixed fee |
| Comprehensive plan, standard household | $3,000 to $5,000 | Fixed fee |
| Comprehensive plan, complex family or estate planning | $5,000 to $10,000 | Fixed fee |
| Annual plan review (planning-only clients) | $500 to $1,500 | Fixed fee |
| New projects and extra meetings | $300 | Per hour |
The fee depends on the complexity of your situation and is agreed in writing before work begins. $1,000 is due when you sign, and the balance is due when your plan is delivered. We target delivery within 15 business days, and no later than 30 days after your information is complete. Households with over $5 million in assets are quoted individually. The planning fee is separate from any investment management fee and is not credited against it. Your planning engagement includes an online document vault and access to your planning materials and projections.*
Planning clients receive an annual plan review. Investment management clients are offered quarterly reviews as standard, with the annual plan review included. After three years as a client, your annual fee (review or management) is reduced by 10%. This applies to every client, regardless of assets or services used.
*Standard platforms, such as the document vault and certain other planning software, are included in your fee. Optional add-ons, such as real-time data feeds and additional features, may carry additional fees. Any add-on is quoted before you decide and is never added automatically.
Asset Management
| Managed assets (annual rate) | Core portfolios | Adaptive strategies |
|---|---|---|
| First $1,000,000 | 1.25% | 1.50% |
| $1,000,000 to $3,000,000 | 1.00% | 1.25% |
| $3,000,000 to $10,000,000 | 0.80% | 1.05% |
| Over $10,000,000 | 0.65% | 0.90% |
Each rate applies to the dollars in that band. Core portfolios are index-based. Adaptive strategies include our active strategies and models and passive-plus portfolios, such as alternative ETF models, and add 0.25% to the base rate. The add-on reflects the additional work involved and the account type. Because Acanto earns a higher fee on adaptive strategies, this is a conflict of interest, which we disclose in Form ADV Part 2A. We do not require a minimum account size, but some strategies require a minimum to implement properly.
Rates shown are annual rates. Management fees are billed quarterly in arrears. Custodian, brokerage, and fund or ETF expenses are separate.
Fees may be negotiable in certain circumstances, at Acanto's discretion, and different clients may pay different fees for similar services. See Form ADV Part 2A for details.
Acanto LLC is a registered investment adviser in Florida and New York. Registration does not imply a certain level of skill or training. Acanto LLC is only permitted to conduct business in states where it is registered, notice filed, or exempt from registration. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss. Projections are estimates and are not guarantees. This document is for informational and educational purposes only and should not be considered personalized investment advice. Fees are described in Form ADV Part 2, along with services, conflicts of interest, and business practices, and are available upon request.